LightStream | Loans for Practically Anything

Your best loan ever,


abject fixed rates from Lending



What do you want to



  • Fixed rate, simple interest fully amortizing installment loans, no fees or prepayment penalties.
  • Rates quoted with AutoPay option. Invoicing option is 0.50% points higher.
  • Loan proceeds may not be used to refinance any existing loan with LightStream.
  • Florida loans subject to 

    Florida Doc Stamp Info

    Under Florida law we are required to collect and transmit to the State of Florida, on your behalf, a documentary stamp tax. The come of this tax, which is slightly more than .0035 times your loanword measure ( or barely over $ 35 for a $ 10,000 loanword ), will be added to your loanword total if your loanword request is approved and funded. Stamp tax is NOT included when determining loanword pastime rate .
    . The tax amount is not included in the quoted APR.

It ‘s easy to

find your rate

Apply online

Receive your funds as soon as today.

Accept loan agreement

That’s it! Use your loan

You will receive a response shortly during business hours.

Once approved, e-sign your loan agreement and set-up your loan for funding.

Apply in minutes

. Have funds in your account as soon as today.

Credit history

Several years of credit history with a variety of account types such as major credit cards, installment debt (vehicle loans), and mortgage debt if applicable.


An ability to save evidenced by: liquid assets, cash down payments on real estate, retirement savings, and manageable revolving credit card debt.


Stable and sufficient income and assets to repay current debt obligations and any new loan with LightStream.

Payment history

A good payment history with few, if any, delinquencies or other problems repaying debt obligations.

Finally, a loan that

rewards your credit.

When you have a track record of financial responsibility, you deserve an exceptional rate and superior service. LightStream customers share these characteristics:


customers love us

. Find out why.

Download the  LightStream app .


It ‘s the easy way to manage your LightStream report .
        Check payment due dates
        Monitor account balances
        Make payments
        Apply for a new loan

  Check payment due datesMonitor account balancesMake paymentsApply for a new loanword The LightStream


Learn more about how LightStream loans can be used to finance:

Your loan terms, including APR, may differ based on lend determination, measure, condition distance, and your accredit visibility. Lowest rates require excellent credit rating. At least 24 % of approve applicants applying for the lowest rate qualified for the lowest rate available based on data from 01/01/2022 to 03/31/2022. pace is quoted with AutoPay deduction. AutoPay discount rate is lone available prior to lend fund. Rates without AutoPay are 0.50 % points higher. Subject to credit blessing. Conditions and limitations apply. Advertised rates and terms are subject to change without poster .

Maximum APR for a LightStream loan is .
You can fund your loan today if today is a bank business day, your application is approved, and you complete the follow steps by 2:30 post meridiem eastern time : ( 1 ) review and electronically sign your loanword agreement ; ( 2 ) provide us with your fund preferences and relevant trust information ; and ( 3 ) complete the final verification process .

Business Hours ( Eastern time )
Customer Service
Monday – Friday : 10 ante meridiem to 8 post meridiem & Saturday : noon to 4 p.m .
Saturday : noon to 4 p.m .
application Processing

Monday – Friday : 10 ante meridiem to 6 p.m .
Saturday & Sunday : 1 post meridiem to 6 p.m.

Mailing Address
PO Box 117320
Atlanta, GA 30368-7320
E H L. Truist Bank is an adequate Housing Lender.
© 2022 Truist Financial Corporation. Truist, LightStream, and the LightStream logo
are service marks of Truist Financial Corporation. All early trademarks are the
property of their respective owners. Lending services provided by Truist Bank .

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