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Terms & conditions

offer criteria

* The 25 % discount is made up of the 10 % on-line dismiss and a 15 % combined policy discount. Minimum premiums may apply. This discount rate crack may be withdrawn at any time. Applies to modern policies only. For wax terms and conditions, see here .
** Minimum premiums may apply. This on-line rebate offer may be withdrawn at any clock time. Applies to raw policies only. For fully terms and conditions, see here .
^2,000 Flybuys Points are required to redeem $ 10 off at the checkout in-store each time. Excludes Coles Express and Coles Online. Minimum spend is $ 10 after savings and discounts in one transaction at Coles Supermarkets ( excluding giving cards, iTunes cards, tobacco and tobacco relate purchases ) .

Redeeming and earning Flybuys Points

# Flybuys members collect 1 Flybuys Point for every dollar spent at Coles Supermarkets whenever they scan their Flybuys circuit board. Flybuys members with Coles Comprehensive Car, Home or Landlord Insurance policies ( Coles Insurance Policies ) collect +1 extra point on each dollar spent at Coles Supermarkets for each policy whenever they scan their Flybuys card. maximum 1,000 supernumerary points per policy per calendar month. Flybuys supernumerary points are collected from the date your Flybuys membership is linked to your Coles indemnity policy and for the term of the policy. No extra points collected on any third party cable car insurance policies. No Flybuys extra points will be collected for the calendar month in which your policy terminates. Standard Flybuys Terms and Conditions apply. Flybuys extra points are collected on transaction libra after savings and discounts excluding give cards, iTunes cards, tobacco and tobacco relate purchases. Coles supermarkets means Coles Supermarkets and Coles Online only.

Product Related

~ Frozen and refrigerated grocery store loss coverage for loss or spoil to frozen and refrigerated food improving to the respect of $ 500 caused by unforeseeable pause of the public electricity issue to your home .
+Policy limitations, exclusions and conditions apply. For full terms and conditions, see the Product Disclosure Statement .
Standard underwriting criteria enforce. Coles Supermarkets Australia Pty Ltd ( Coles ) and Loyalty Pacific Pty Ltd are authorize representatives of the issuer, Insurance Australia Limited ( ABN 11 000 016 722 ) ( AFSL 227681 ), separate of Insurance Australia Group ( IAG ). Any advice provided is of a general nature only and does not take into retainer your objectives, fiscal site or needs. Before acting on any advice you should consider its appropriateness. You should read the Product Disclosure Statement and Target Market Determinations before deciding whether to acquire an insurance policy .

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