Who Has the Cheapest Motorcycle Insurance in Indiana?

The average cost of motorcycle indemnity in Indiana is $ 577 per class, but we found the best price at Nationwide .
Nationwide ‘s average pace was merely $ 442 per year, offering a 23 % savings overall .

Compare Motorcycle Insurance Quotes in Indiana

presently insured ? Motorcycle insurance does n’t good fulfill a legal requirement — it besides protects you as a rider and the bicycle in which you ‘ve invested time and money. We gathered 300 quotes from across the country to identify the top insurers to fit your needs .

Best motorcycle insurance for most riders: Nationwide

NationwideGet a Quote Nationwide has the best prices statewide, plus beneficial customer service and coverage options. { “ bannerDisclaimers ” : [ ], ” buttonColor ” : ” primary coil ”, ” buttonIcon ” : ” lock ”, ” buttonText ” : ” Get a Quote ”, ” class ” : ” auto_insurance_companies ”, ” cloudinaryImageName ” : ” referral_logos\/us\/insurance\/nationwide-4 ”, ” description ” : ” Nationwide has the best prices statewide, plus adept customer service and coverage options. “, ” details ” : [ ], ” disclaimer ” : ” ”, ” featuredTitle ” : ” ”, ” link ” : ” hypertext transfer protocol : \/\/insurance.mediaalpha.com\/zero-click.html ? cu=https : \/\/www.nationwide.com\/ & carrier=Nationwide ; TKzt2XWu22mNOdQNJ2a4RzoV6BRPpNDUopJCfh7rAsgYilC61MaFepVn5p1L6_mIOJTZIazfFd3kcRBYBf9NIndYo-7WqA ”, ” name ” : ” Nationwide ”, ” hideBanner ” : false, ” hideDescription ” : false, ” hideDetails ” : true, ” hideDisclaimer ” : false, ” hideTitle ” : true, ” claim ” : ” Nationwide ” }
Nationwide is our motorcycle insurance recommendation for most riders in Indiana. It has the lowest price overall, angstrom well as better-than-average customer service and coverage options .
The typical price of motorcycle insurance from Nationwide is fair $ 442 per year in Indiana. That ‘s 23 % cheaper than the average we found statewide, and represents a savings of $ 136. And as a major home and car insurance company, Nationwide besides offers bundling discounts for combining policies .
Nationwide has well customer service, besides. It has a Complaint Index from the National Association of Insurance Commissioners ( NAIC ) of 0.87, meaning it received lone 87 % as many complaints as a distinctive insurance company, proportional to its size .
We thought Nationwide ‘s coverage options were good, but not industry-leading. It offers OEM parts coverage and security for custom equipment, but lacks things like rental reimbursement coverage .

Best for great customer service: Geico

GeicoGet a Quote Geico has the best customer service of any motorbike insurance company we reviewed in Indiana, plus low-cost rates. { “ bannerDisclaimers ” : [ ], ” buttonColor ” : ” primary ”, ” buttonIcon ” : ” lock ”, ” buttonText ” : ” Get a Quote ”, ” category ” : ” auto_insurance_companies ”, ” cloudinaryImageName ” : ” referral_logos\/us\/insurance\/geico-5 ”, ” description ” : ” Geico has the best customer service of any motorcycle insurance company we reviewed in Indiana, plus low-cost rates. “, ” details ” : [ ], ” disclaimer ” : ” ”, ” featuredTitle ” : ” ”, ” link ” : ” hypertext transfer protocol : \/\/www.geico.com\/ ”, ” name ” : ” Geico ”, ” hideBanner ” : assumed, ” hideDescription ” : false, ” hideDetails ” : true, ” hideDisclaimer ” : assumed, ” hideTitle ” : genuine, ” championship ” : ” Geico ” }
Riders who value a impregnable customer avail experience should look at Geico. It had the best customer serve scores of any company we looked at, with an impressively low NAIC Complaint Index of 0.67. This means it received only 67 % as many complaints as you would expect, given its size, and suggests that customers tended to be satisfied with the service they received .
Geico offered great rates, excessively. Its typical price statewide was $ 482 per year, only $ 40 more than the absolute cheap option. That puts it $ 95 cheaper per year than the average price we found across all insurers .
The one set Geico falls short is its coverage options. It lacks a lot of optional protections riders may prefer for their motorcycles, such as coverage for OEM parts, carried contents coverage or accident forgiveness. It does offer roadside aid and accessories coverage, though .

Best for coverage options: Progressive

ProgressiveGet a Quote Progressive has the best coverage options available in Indiana, while still offering better-than-average rates and customer service. { “ bannerDisclaimers ” : [ ], ” buttonColor ” : ” primary coil ”, ” buttonIcon ” : ” lock ”, ” buttonText ” : ” Get a Quote ”, ” category ” : ” auto_insurance_companies ”, ” cloudinaryImageName ” : ” referral_logos\/us\/insurance\/progressive-2 ”, ” description ” : ” Progressive has the best coverage options available in Indiana, while still offering better-than-average rates and customer avail. “, ” details ” : [ ], ” disclaimer ” : ” ”, ” featuredTitle ” : ” ”, ” link ” : ” hypertext transfer protocol : \/\/insurance.mediaalpha.com\/zero-click.html ? cu=https : \/\/www.progressive.com\/auto\/ & carrier=Progressive ; TKzt2XWu22mNOdQNJ2a4RzoV6BRPpNDUopJCfh7rAsgYilC61MaFepVn5p1L6_mIOJTZIazfFd3kcRBYBf9NIndYo-7WqA ”, ” name ” : ” Progressive ”, ” hideBanner ” : false, ” hideDescription ” : false, ” hideDetails ” : truthful, ” hideDisclaimer ” : false, ” hideTitle ” : true, ” title ” : ” Progressive ” }
Riders who have a high-end motorcycle or use their bikes for touring may find the extra coverages they need at Progressive. It had the most impressive crop of coverage options we found statewide, including coverage for custom-made parts and accessories, guaranteed OEM parts replacement and carried contents coverage .
Progressive was besides the merely insurance company we considered that offered travel break coverage, which reimburses you for expenses like lodging if you ‘re in a crash while on a long-distance trip .
Customers can expect good customer service at Progressive. Its NAIC Complaint Index was 0.72, meaning that people filed complaints 72 % vitamin a frequently as a typical insurance company, when controlling for size .
We found Progressive ‘s rates to be slightly better than average — $ 536 per year, or $ 41 less than the distinctive price statewide. indemnity shoppers looking for the absolute best price will likely be better off looking elsewhere, though you may be able to bring your price down by bundling with dwelling or car coverage .

Best-rated Indiana motorcycle insurers

Having a motorbike insurance company you can trust is just american samoa authoritative as finding a big cover on coverage. overall, we were most print with Geico and Progressive ‘s service in Indiana, based on their NAIC Complaint Index and AM Best Financial Strength Rating .

Insurer

NAIC Complaint Index

AM Best rating

Allstate 0.87 A+
Dairyland 2.69 A+
Geico 0.67 A++
Nationwide 0.85 A+
Progressive 0.72 A+

NAIC combines car and motorbike policy into a single diligence class. This means the scores are based on each company ‘s aggregate premiums for motorcycles and cars .
quality of customer service is an authoritative separate of your experience with a motorcycle indemnity company and should be factored into your purchase decision. Two authoritative ways we measure a company ‘s floor of service are the Complaint Index issued by the National Association of Insurance Commissioners ( NAIC ) and the ship’s company ‘s AM Best Financial Strength Rating .
The NAIC Complaint Index compares a company ‘s numeral of complaints with its share of the market. Lower numbers indicate better performance, and the average mark is 1.0. A caller with a better AM Best evaluation is in a better position to pay out claims, even in rugged economic conditions .

Cheapest motorcycle insurance companies in Indiana

While the average monetary value for motorbike indemnity in Indiana is $ 577, some insurers charge much less than others. The cheapest option is Nationwide, which quoted an average rate of barely $ 442 per year. That ‘s 23 % less than the distinctive price statewide, and $ 40 cheaper than the second-cheapest option, Geico .
A graph of the lowest motorcycle insurance rates in Indiana

Compare Motorcycle Insurance Quotes in Indiana

presently insured ?

Insurer

Annual price

Nationwide $442
Geico $482
Progressive $536
State average $577
Allstate $584
Dairyland $843

Indiana motorcycle insurance cost by city

The cost of motorcycle indemnity varies depending on where you live. If you live in an area with a high rate of motorcycle larceny, or if roads near you are ill maintained, you may pay more for insurance than you would otherwise .
here ‘s how major cities in Indiana compare :

City

Annual rate

% from statewide average

State average $577
Anderson $556 -3.6%
Carmel $568 -1.6%
Fishers $568 -1.6%
Frankfort $544 -5.8%

Show All Rows

Indiana motorcycle insurance requirements

Motorcycle policy policies in Indiana must have at least a certain degree of coverage, including liability protection for both bodily injury and property wrong. The minimum limits are :

Coverage

Limits

Bodily injury liability (per person) $25,000
Bodily injury liability (per accident) $50,000
Property damage liability $25,000

Methodology

We collected motorcycle policy quotes from five major motorcycle insurance companies that operate in Indiana : Allstate, Dairyland, Geico, Nationwide and Progressive. Our sample distribution passenger was a 45-year-old man who rides a 2021 Harley-Davidson Street Glide. The coverage limits we used, which surpass the department of state minimums, are :

  • Bodily injury liability: $100,000 per person/$300,000 per accident
  • Property damage liability: $50,000
  • Collision: Included/$500 deductible
  • Comprehensive: Included/$500 deductible
  • All other coverages: Not included unless legally required
reference : https://shoppingandreview.com
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