5 Best Commercial Truck Insurance Companies in Georgia – BravoPolicy

There are 62,500 hand truck drivers working for 32,000 truck companies in Georgia. sol many risks are associated with trucking companies such as accidents, larceny, and unexpected hand truck troubles. Getting commercial truck policy is important if you run a truck business in Georgia. It is actually required in Georgia. not only will commercial truck indemnity aid you handle costs for damages done to your hand truck, but it will besides assist in handling costs associated with damage to other vehicles, and lawsuits related to injuries and deaths resulting from accidents .
Getting low-cost commercial truck policy in Georgia can be challenging, we have reviewed the lead 5 for your consideration .

The 5 best commercial truck insurance companies in Georgia

We research respective policy companies offering commercial hand truck indemnity in Georgia, and hera are our recommendations of the 6 best providers, highlighting their pros and cons .

  • Progressive: Best overall for truckers in Georgia
  • CoverWallet: Best for commercial truck companies who want to compare quotes online
  • Travelers: Best affordable for flexibility in commercial truck insurance in Georgia
  • Sentry: Best for Truckers in Georgia who want personalized service
  • The Hartford: Best for top-tier customer satisfaction to truckers in Georgia
  • Commercialinsurance.net: Best for connecting with knowledgeable agents

Progressive: Best overall for truckers in Georgia

Progressive is the top commercial vehicle insurance company and offers commercial truck policy in about all states in the US, including Georgia. If you own a truck company looking to acquire commercial truck indemnity, Progressive may be your best choice as it offers a wide range of car coverages which includes liability, comprehensive examination and collision, wayside aid, and uninsured/underinsured policies .
It is besides a good choice if you want to have access to premium packages without breaking the bank, they are known for their juicy discounts. No matter the act of trucks your caller owns, Progressive can cover them .
Pros:

  • Attractive discounts on a wide range of auto insurance coverage offer.
  • Customer support is always available 24/7/365

Cons:

  • From customer reviews, we discovered that customer service may not be exceptional. Cases of long wait phone times, back and forth before a claim is paid were reported.
  • Rates may be slightly expensive for young drivers looking for affordable truck insurance rates.

Simply Business: Best for Georgia commercial truck companies who want to compare quotes online

Simply Business is an on-line policy agent serving as an collector between businesses and policy companies. They partnered with several commercial insurance companies, thereby giving you the luxury to compare quotes from these companies from one place .
To generate these quotes, you will be expected to provide some details about your hauling business .
Pros:

  • Getting several quotes at once so that you can compare easily without wasting time to find different quotes at different insurance companies
  • Adding extra insureds or accessing proof of insurance is at no extra cost.
  • If you are not very familiar with online application processes, and prefer paper records or to work one on one with an agent, you can choose to speak to one of their licensed agent as well.
  • You can track and control your claims and policies on their website.

Cons:

  • If you prefer a particular carrier that they don’t work with, you are out of luck

Travelers: Best for affordable commercial truck insurance in Georgia

Travelers is one of the top car insurance companies in Georgia. Their rates are competitive for hand truck indemnity coverages, and a elastic image of options are available to customize your truck policy policy. Travelers is among the nation ’ second largest car insurance companies, however, they don ’ triiodothyronine offer discounts as their competitors unless you buy their jazz band bundles .
Travelers have been providing services for over 165 years, if tractability and persuasiveness are authoritative to you, then you should consider Travelers .
Pros:

  • Rates are more affordable when compared to other auto insurance companies.
  • Multiple coverage options for auto insurance

Cons:

  • From user reviews, we discovered that customer satisfaction is poor.

Sentry: Best for truckers in Georgia who want personalized service

With over 100 years of experience, Sentry serves all 50 states in the US, including Georgia. Whether you have one hand truck or a evanesce of trucks, be rest assured that Sentry is a dependable option for your commercial truck coverages .
When compared with early commend insurers, Sentry is small, which is why we think it is a good choice for a more individualized level of service particularly if you have singular commercial hand truck policy needs .
We love Sentry because of its compromising coverage options, an have claims team that knows the in and out of hauling, and its certifiable safety directors with more than 20 years of industry have .
Pros:

  • 24/7 claims reporting via online and phone.
  • An online portal where customers can get the help they need when they need it.
  • High AM Best rating. AM Best is a company that assesses insurers’ financial stability.

Cons:

  • Not BBB-accredited
  • Quotes cannot be generated online, you will have to work through an agent.

The Hartford: Best for providing top-tier customer satisfaction to truckers in Georgia

One unique feature of the Hartford is its excellent customer gratification ratings. The Hartford made our list because they are known for to be one of the most ethical policy companies in the earth and their leading reputation with long history of 200+ years insuring more than 1M small businesses, including trucking ones .
department of state grow has been in business for more than 200 years, so it is a stable company. We love it because commercial truck coverage with them is stable and low-cost .
Pros:

  • Its claim process is simple, which comes in handy in getting trucks back on the road quickly after an accident.
  • A wide range of agents, so it is easy to find one in Georgia.

Cons:

  • You can get a quote online, but you will still need to work with an agent to get coverage.
  • Their rates may not be the lowest.

Commercialinsurance.net: Best for connecting with knowledgeable agents

hauling is a complicate business with high level of risks and respective nuances. Each truck clientele is different from one and another from the types of trucks, the types of cargo, different operations, etc. Getting appropriate truck policy coverage at the most low-cost prices require working with agents with experience and expertness. And that is the cause why we love commercialinsurance.net
Pros:

  • A network of hundreds of agents who represent more than 50 trucking insurance companies
  • Agents are very knowledgeable and experienced in trucking business and trucking insurance
  • Able to compare several quotes without having to go to different insurance companies

Cons:

  • You may not be able to get quotes online

What is commercial truck insurance?

commercial truck indemnity is an insurance policy character specifically made for truckers. It covers truck businesses, people who use trucks for work, or companies that use or lease trucks. Unlike commercial car indemnity, commercial truck insurance covers big vehicles that are frequently used in construction, narrow, warehousing, or hauling freight .
even though commercial truck insurance is typically purchased by the owner of the company, it insures the drivers, passengers, and any individuals harmed in an accident .

Commercial truck insurance requirements in Georgia

If you drive a hand truck for occupation or own a hauling company in Georgia, you are required by laws to have comercial truck insurance .
here are the arrant requirement guidelines for your reference. Some of the compulsory coverage policies include bodily wound indebtedness and property damage liability. There are besides optional coverages you can choose from depending on your needs.

Georgia state law asks truck drivers and newly ventures to have a certain amount of liability indemnity. This of run will be determined by what cargo you pull and where you pull it .
You besides need to comply with all the DOT truck indemnity requirements recommended by the FMCSA .

What types of trucks are covered by commercial truck insurance in Georgia?

Any type of truck can be covered by commercial hand truck policy in Georgia. There are unlike coverages available for different types of trucks, this means that you may have to shop around until you find one that meets your needs .
These trucks mentioned below are some common types of trucks covered by most insurers :

  • Cement mixers
  • Tow trucks
  • Dump trucks
  • Tractor-trailers
  • Box trucks
  • Semis
  • Pickup trucks

You may besides want to know that a pickup truck can be covered by three different policy. The one you choose depends on how and what you use it for. If you use it for personal purposes, personal car coverage will serve .
If you use your pickup for casual business purposes, a commercial car coverage would do. however, if your tone arm is part of a larger hauling evanesce, it should be covered by a commercial hand truck policy .

How much does commercial truck insurance cost in Georgia?

The average cost of commercial truck indemnity in Georgia, according to our inquiry, is between $ 9,000 and $ 32,000 a year per vehicle. It all depends on the insurance company you choose, the aim of the hand truck, etc .
This rate range can be impacted by several factors like what you haul, driver feel, years in business, and whether you drive beyond Georgia .
For example, the average annual commercial truck indemnity cost may be up to $ 75,000 or more in coverage if it ’ randomness hauling non-hazardous cargo .
Georgia is one of the states that require a USDOT act for certain conditions. See entire guidelines here. Having a USDOT number can make commercial truck policy costs higher .
What you can do is get multiple commercial hand truck insurance quotes for comparison so you can make the best choice .

Learn more at the cheapest commercial truck insurance companies .

How do I find cheap commercial truck insurance in Georgia?

commercial truck indemnity is required in Georgia, but you do not want to break the bank right ? You can find low-cost offers with these tips :

  • Compare different insurers: Check out different insurers online or offline to get quotes. With this, you can compare and choose the best that works for you.
  • Maintaining your commercial truck insurance coverage steadily. If you have gaps in your commercial truck insurance coverage, your premiums might increase as a result
  • Don’t sleep on discounts: If you also need other business insurance policies, you can have access to discounts. Most insurance companies offer bundles with at least a 4% discount.

What doesn’t commercial truck insurance cover?

commercial truck policy does not cover designed damages, for case, if you or any of your employees intentionally damage your hand truck. This indemnity will not besides cover personal losses or larceny of personal items such as :

  • Drugs
  • Money
  • Jewellery
  • Contraband
  • Live animal
  • Explosives

You can get some of these things covered by other insurance policies or a rider, however, contraband is not insurable .
commercial hand truck insurance doesn ’ t cover your truckers ’ injuries caused not by an accident. This is covered by workers comprehensive examination policy for truckers. commercial hand truck insurance doesn ’ thymine shroud you if your clients are injured in your park fortune and decide to sue it. That and other property damages would be covered by trucking general liability indemnity .
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