Current Student Loan Refinance Interest Rates – Credible


Credible Rating

credible lender ratings are evaluated by our column team with the help of our loan operations team. The rat criteria for lenders encompass 78 data points spanning concern rates, lend terms, eligibility necessity foil, repayment options, fees, discounts, customer service, cosigner options, and more. Read our full methodology.


View details 2.94 % + N/A 10, 15, 20
  • Fixed APR :

    2.94 % +

  • variable april :
    N/A
  • Min. credit score :
    Does not disclose
  • loan measure :
    $7,500 up to $500,000
  • lend terms ( years ) :
    10, 15, 20
  • Max. undergraduate loanword balance wheel :
    $250,000 – $500,000
  • time to fund :
    4 months
  • repayment options :
    Immediate repayment, forbearance, loans discharged upon death or disability
  • Fees :
    None
  • Discounts :
    Autopay
  • eligibility :
    Must be a resident of Kentucky
  • Customer service :
    Phone
  • soft credit check :
    No
  • Cosigner secrete :
    After 12 months
  • loanword servicer :
    Kentucky Higher Education Student Loan Corporation
  • Max. graduate lend balance :
    $250,000 – $500,000
  • credible recapitulation :
    Advantage Education Loan review
  • Offers Parent PLUS Refinancing :
    Yes

Credible Rating

credible lender ratings are evaluated by our editorial team with the help of our loan operations team. The rating criteria for lenders encompass 78 data points spanning interest rates, loanword terms, eligibility requirement foil, refund options, fees, discounts, customer service, cosigner options, and more. Read our fully methodology.


View details 2.35 % + 2.45 % + 5, 7, 10, 15, 20
  • Fixed APR :
    2.35 % +
  • variable star april :
    N/A
  • Min. citation score :
    Does not disclose
  • loanword sum :
    $10,000 to $400,000
  • loan terms ( years ) :
    5, 7, 10, 15, 20
  • refund options :
    Military deferment, forbearance
  • Fees :
    Late fee
  • Discounts :
    Autopay
  • eligibility :
    Must have a credit score of at least 720, a minimum income of $60,000, and must be a resident of Texas
  • Customer service :
    Email, phone
  • soft credit check :
    Does not disclose
  • Cosigner dismissal :
    No
  • loan servicer :
    Firstmark Services
  • Max. Undergraduate Loan Balance :
    $100,000 – $149,000
  • Max. Graduate Loan Balance :
    $200,000 – $400,000
  • Offers Parent PLUS Refinancing :
    Does not disclose

Credible Rating

credible lender ratings are evaluated by our column team with the help of our lend operations team. The military rank criteria for lenders encompass 78 data points spanning interest rates, loan terms, eligibility necessity transparency, repayment options, fees, discounts, customer military service, cosigner options, and more. Read our full methodology.

View details 2.99 % +1 1.99 % +1 5, 7, 10, 15, 20
  • Fixed APR :
    2.99 % +1
  • variable april :
    1.99 % +1
  • Min. citation score :
    Does not disclose
  • loanword total :
    $10,000 to $750,000
  • lend terms ( years ) :
    5, 7, 10, 15, 20
  • repayment options :
    Immediate repayment, academic deferment, military deferment, forbearance, loans discharged upon death or disability
  • Fees :
    Late fee
  • Discounts :
    Autopay, loyalty
  • eligibility :
    Must be a U.S. citizen or permanent resident and have at least $10,000 in student loans
  • Customer service :
    Email, phone, chat
  • soft credit check :
    Yes
  • Cosigner dismissal :
    After 24 to 36 months
  • lend servicer :
    Firstmark Services
  • Max. Undergraduate Loan Balance :
    $100,000 to $149,000
  • Max. Graduate Loan Balance :
    Less than $150,000
  • Offers Parent PLUS Refinancing :
    Yes

Credible Rating

credible lender ratings are evaluated by our column team with the help of our loan operations team. The rat criteria for lenders encompass 78 data points spanning interest rates, lend terms, eligibility necessity transparency, refund options, fees, discounts, customer service, cosigner options, and more. Read our full methodology.

View details 3.49 % +2 3.44 % +2 5, 7, 10, 12, 15, 20
  • Fixed APR :
    3.49 % +2
  • variable april :
    3.44 % +2
  • Min. credit score :
    Does not disclose
  • loan amount :
    $5,000 to $300,000
  • lend terms ( years ) :
    5, 7, 10, 12, 15
  • repayment options :
    Military deferment, forbearance, loans discharged upon death or disability
  • Fees :
    Late fee
  • Discounts :
    Autopay
  • eligibility :
    All states except for ME
  • Customer service :
    Email, phone, chat
  • soft credit hindrance :
    Yes
  • Cosigner dismissal :
    After 24 to 36 months
  • lend servicer :
    College Ave Servicing LLC
  • Max. Undergraduate Loan Balance :
    $100,000 to $149,000
  • Max. Graduate Loan Balance :
    Less than $300,000
  • Offers Parent PLUS Refinancing :
    Yes

Credible Rating

credible lender ratings are evaluated by our editorial team with the aid of our lend operations team. The military rank criteria for lenders encompass 78 data points spanning sake rates, loanword terms, eligibility necessity foil, refund options, fees, discounts, customer service, cosigner options, and more. Read our broad methodology.


View details 3.41 % +5 3.03 % +5 5, 10, 15, 20
  • Fixed APR :
    3.41 % +5
  • variable star april :
    3.03 % +5
  • Min. citation score :
    700
  • lend amount :
    $7,500 to $200,000
  • lend terms ( years ) :
    5, 10, 15, 20
  • refund options :
    Immediate repayment, academic deferment, forbearance, loans discharged upon death or disability
  • Fees :
    None
  • Discounts :
    Autopay
  • eligibility :
    Must be a U.S. citizen or permanent resident and submit two personal references
  • Customer service :
    Email, phone
  • piano credit control :
    Yes
  • Cosigner dismissal :
    After 36 months
  • lend servicer :
    Granite State Management & Resources (GSM&R)
  • Max. Undergraduate Loan Balance :
    $150,000 to $249,000
  • Max. Graduate Loan Balance :
    $150,000 to $199,000
  • Offers Parent PLUS Refinancing :
    Yes

Credible Rating

credible lender ratings are evaluated by our column team with the avail of our lend operations team. The evaluation criteria for lenders encompass 78 data points spanning interest rates, lend terms, eligibility prerequisite transparency, repayment options, fees, discounts, customer service, cosigner options, and more. Read our entire methodology.

View details 2.43 % +3 1.86 % +3 5, 7, 10, 12, 15, 20
  • Fixed APR :
    2.43 % +3
  • variable april :
    1.86 % +3
  • Min. credit rating score :
    680
  • loanword measure :

    $15,000 to $250,000

  • loanword terms ( years ) :
    5, 7, 10, 12, 15, 20
  • repayment options :
    Forbearance
  • Fees :
    None
  • Discounts :
    None
  • eligibility :
    Must be a U.S. citizen or permanent resident, have at least $15,000 in student loan debt, and have a bachelor’s degree or higher from an approved school
  • Customer military service :
    Email, phone
  • soft credit check mark :
    Yes
  • Cosigner acquittance :
    No
  • lend servicer :
    Mohela
  • Max. Undergraduate Loan Balance :
    $250,000
  • Max. Graduate Loan Balance :
    $250,000
  • Offers Parent PLUS Refinancing :
    Yes

Credible Rating

credible lender ratings are evaluated by our editorial team with the help of our loan operations team. The rat criteria for lenders encompass 78 data points spanning interest rates, lend terms, eligibility necessity transparency, refund options, fees, discounts, customer service, cosigner options, and more. Read our full moon methodology.

View details 3.47 % +4 2.45 % +4 5, 10, 15, 20
  • Fixed APR :
    3.47 % +4
  • varying april :
    2.45 % +4
  • Min. credit rating score :
    670
  • loan amount :
    $5,000 to $250,000
  • loanword terms ( years ) :
    5, 10, 15, 20
  • refund options :
    Academic deferment, military deferment, forbearance
  • Fees :
    Late fee
  • Discounts :
    Autopay
  • eligibility :
    Must be U.S. citizen or permanent resident
  • Customer military service :
    Email, phone, chat
  • soft credit check :
    Yes
  • Cosigner secrete :
    Yes
  • Max undergraduate loanword balance :
    $250,000
  • Max graduate loan balance :
    $250,000
  • Offers Parent PLUS refinance :
    Yes

Credible Rating

credible lender ratings are evaluated by our editorial team with the help of our loanword operations team. The fink criteria for lenders encompass 78 data points spanning pastime rates, loanword terms, eligibility requirement foil, repayment options, fees, discounts, customer serve, cosigner options, and more. Read our full methodology.

View details 2.69 % + 2.05 % + 5, 7, 10, 15
  • Fixed APR :
    2.69 % +
  • variable april :
    2.05 % +
  • Min. credit mark :
    700
  • lend measure :
    $5,000 to $300,000
  • loanword terms ( years ) :
    5, 7, 10, 15
  • Max. undergraduate Loan Balance :
    $125,000
  • time to fund :
    10 to 30 days
  • refund options :
    Immediate repayment, forbearance
  • Fees :
    Late fee
  • Discounts :
    Autopay
  • eligibility :
    Must be a U.S. citizen or permanent resident and have already graduated with at least an associate degree from an eligible institution
  • Customer servicing :
    Email, phone
  • soft credit check :
    Yes
  • Cosigner release :
    After 12 months
  • loan servicer :
    LendKey Technologies Inc.
  • Max. graduate Loan Balance :
    $175,000
  • credible review :
    LendKey Student Loans review
  • Offers Parent PLUS Refinancing :
    No

Credible Rating

credible lender ratings are evaluated by our column team with the help of our loan operations team. The rate criteria for lenders encompass 78 data points spanning matter to rates, lend terms, eligibility prerequisite transparency, refund options, fees, discounts, customer avail, cosigner options, and more. Read our full methodology.

View details 3.45 % + N/A 7, 10, 15
  • Fixed APR :
    3.45 % +
  • variable april :
    N/A
  • Min. accredit grudge :
    670
  • loanword amount :
    $10,000 up to the total amount
  • loan terms ( years ) :
    7, 10, 15
  • refund options :
    Military deferment, loans discharged upon death or disability
  • Fees :
    None
  • Discounts :
    None
  • eligibility :
    Must be a U.S. citizen or permanent resident and have at least $10,000 in student loans
  • Customer service :
    Email, phone
  • soft recognition bridle :
    Yes
  • Cosigner exhaust :
    No
  • loan servicer :
    AES
  • Max. Undergraduate Loan Balance :
    No maximum
  • Max. Gradaute Loan Balance :
    No maximum
  • Offers Parent PLUS Refinancing :
    Yes

Credible Rating

credible lender ratings are evaluated by our column team with the help of our loan operations team. The rating criteria for lenders encompass 78 data points spanning concern rates, loanword terms, eligibility necessity transparency, refund options, fees, discounts, customer servicing, cosigner options, and more. Read our full methodology.

View details 3.49 % + N/A 5, 8, 12, 15
  • Fixed APR :
    3.49 % +
  • variable april :
    N/A
  • Min. citation sexual conquest :
    670
  • loan amount :
    $7,500 to $300,000
  • loanword terms ( years ) :
    5, 8, 12, 15
  • refund options :
    Does not disclose
  • Fees :
    None
  • Discounts :
    None
  • eligibility :
    Must be a U.S. citizen and have and at least $7,500 in student loans
  • Customer service :
    Email, phone, chat
  • easy credit check :
    Yes
  • Cosigner publish :
    After 12 months
  • lend servicer :
    PenFed
  • Max. Undergraduate Loan Balance :
    $300,000
  • Max. Graduate Loan Balance :
    $300,000
  • Offers Parent PLUS Refinancing :
    Yes

Credible Rating

credible lender ratings are evaluated by our editorial team with the help of our loanword operations team. The fink criteria for lenders encompass 78 data points spanning interest rates, lend terms, eligibility requirement transparency, repayment options, fees, discounts, customer overhaul, cosigner options, and more. Read our full moon methodology.

View details 3.49 % + N/A 5, 10, 15
  • Fixed APR :
    3.49 % +
  • varying april :
    N/A
  • Min. credit rating score :
    680
  • lend total :
    $7,500 to $250,000
  • lend terms ( years ) :
    5, 10, 15
  • repayment options :
    Academic deferment, military deferment, forbearance, loans discharged upon death or disability
  • Fees :
    None
  • Discounts :
    Autopay
  • eligibility :
    Available in all 50 states; must also have at least $7,500 in student loans and a minimum income of $40,000
  • Customer service :
    Email, phone
  • soft credit check mark :
    Does not disclose
  • Cosigner free :
    No
  • loan servicer :

    Rhode Island Student Loan Authority

  • Max. Undergraduate Loan Balance :
    $150,000 – $249,000
  • Max. Graduate Loan Balance :
    $200,000 – $249,000
  • Offers Parent PLUS Refinancing :
    Yes
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