Who Has the Cheapest Motorcycle Insurance in Oklahoma?

progressive offers the cheap motorbike insurance quotes in Oklahoma, according to a ValuePenguin psychoanalysis. Rates from progressive average at $ 557 per year, making it 27 % cheaper than the department of state average .
We found the average cost of motorcycle insurance in Oklahoma is $ 767 per year, or $ 64 per month .

Compare Motorcycle Quotes in Oklahoma

presently insured ? Motorcycle insurance can help protect you from major fiscal setbacks if you ‘re deemed to be at demerit in an accident. ValuePenguin collected dozens of quotes from across the state of matter to help Sooner State residents select the insurance company that is right for them .

Best motorcycle insurance for most people: Progressive

ProgressiveGet a Quote Progressive provides Oklahoma riders with low rates, solid customer service and ample coverage options. { “ bannerDisclaimers ” : [ ], ” buttonColor ” : ” primary ”, ” buttonIcon ” : ” lock ”, ” buttonText ” : ” Get a Quote ”, ” class ” : ” auto_insurance_companies ”, ” cloudinaryImageName ” : ” referral_logos\/us\/insurance\/progressive-2 ”, ” description ” : ” Progressive provides Oklahoma riders with low rates, upstanding customer service and bountiful coverage options. “, ” details ” : [ ], ” disclaimer ” : ” ”, ” featuredTitle ” : ” ”, ” connect ” : ” hypertext transfer protocol : \/\/insurance.mediaalpha.com\/zero-click.html ? cu=https : \/\/www.progressive.com\/auto\/ & carrier=Progressive ; TKzt2XWu22mNOdQNJ2a4RzoV6BRPpNDUopJCfh7rAsgYilC61MaFepVn5p1L6_mIOJTZIazfFd3kcRBYBf9NIndYo-7WqA ”, ” name ” : ” Progressive ”, ” hideBanner ” : false, ” hideDescription ” : faithlessly, ” hideDetails ” : truthful, ” hideDisclaimer ” : false, ” hideTitle ” : true, ” style ” : ” Progressive ” }
progressive boasts the lowest motorcycle insurance quotes in the state .
While the modal monetary value of motorcycle policy is $ 767 per calendar month on average, Progressive charges $ 210 less — good $ 557 per calendar month .
Progressive besides has fewer complaints than would be expected, given its size, according to data from the National Association of Insurance Commissioners ( NAIC ) .
An total benefit is that Progressive besides offers many discount opportunities to motorcycle insurance policyholders, enabling them to get their rates down even further. progressive policyholders can get discounts for the postdate :

  • Being a member of certain associations
  • Getting a valid motorcycle license or adding motorcycle insurance to your driver’s license
  • Bundling multiple forms of insurance together
  • Asking for a quote more than one day before your policy starts
  • Transferring from another insurance company to Progressive
  • Taking a safety course
  • Avoiding violations or accidents for at least three years
  • Paying for your entire policy up front
  • Consistently making payments on time
  • Using autopay for your bill

Progressive besides stands out for the many coverages it offers customers. The company mechanically includes the following endorsements with its motorbike policies :

  • Full replacement cost, with no depreciation for parts
  • Coverage for accessories and custom parts, with up to $3,000 included and up to $30,000 available for purchase
  • OEM parts, which guarantees that Progressive will only do repairs with equipment made by the manufacturer

additionally, customers can add the following coverages on to their policy :

  • Enhanced injury protection, which pays up to $250 for every week for two years if you’re injured and prevented from working and $25,000 to your beneficiaries if you get in a fatal accident
  • Carried contents, which pays for loss, damage or theft to any belongings you carry on your motorcycle
  • Roadside assistance and trip interruption, which covers the cost of a hotel, food and alternate transportation if an accident leaves you stranded away from home, as well as free towing to the nearest repair shop
  • Total loss coverage, provided your motorcycle is less than two years old

Best customer service: Allstate

AllstateGet a Quote Allstate had the fewest complaints for its size of any of the insurers featured in our study. { “ bannerDisclaimers ” : [ ], ” buttonColor ” : ” basal ”, ” buttonIcon ” : ” lock ”, ” buttonText ” : ” Get a Quote ”, ” category ” : ” auto_insurance_companies ”, ” cloudinaryImageName ” : ” referral_logos\/us\/insurance\/allstate-3 ”, ” description ” : ” Allstate had the fewest complaints for its size of any of the insurers featured in our study. “, ” details ” : [ ], ” disavowal ” : ” ”, ” featuredTitle ” : ” ”, ” radio link ” : ” hypertext transfer protocol : \/\/insurance.mediaalpha.com\/zero-click.html ? cu=https : \/\/www.allstate.com\/auto-insurance.aspx & carrier=Allstate ; TKzt2XWu22mNOdQNJ2a4RzoV6BRPpNDUopJCfh7rAsgYilC61MaFepVn5p1L6_mIOJTZIazfFd3kcRBYBf9NIndYo-7WqA ”, ” list ” : ” Allstate ”, ” hideBanner ” : false, ” hideDescription ” : false, ” hideDetails ” : true, ” hideDisclaimer ” : false, ” hideTitle ” : genuine, ” title ” : ” Allstate ” }
Like Progressive, Allstate offers rates that are cheaper than the state average. A policy from Allstate in Oklahoma costs $ 715 per year on average, making it $ 52 cheaper than the department of state average .
however, Allstate really stands out for its exceptional customer service. The NAIC, which collates consumer complaints about car and motorcycle policy, gave it a 0.63 on its Complaint Index. This means that Allstate received about a third base fewer complaints than would be expected, given its size .
Allstate besides offers rental reimbursement coverage — a helpful addition for daily riders, who are guaranteed a replacement vehicle while their own motorbike receives repairs. It besides allows policyholders to get discounts for having base hit features installed in their motorcycle, such as a recovery device and antilock brakes .

Best for military families: USAA

USAAGet a Quote military members can score exceptionally gloomy rates if they insure their motorbike with Progressive. { “ bannerDisclaimers ” : [ ], ” buttonColor ” : ” primary coil ”, ” buttonIcon ” : ” lock ”, ” buttonText ” : ” Get a Quote ”, ” class ” : ” auto_insurance_companies ”, ” cloudinaryImageName ” : ” referral_logos\/us\/insurance\/usaa-3 ”, ” description ” : ” military members can score exceptionally low rates if they insure their motorbike with Progressive. “, ” details ” : [ ], ” disavowal ” : ” ”, ” featuredTitle ” : ” ”, ” link ” : ” hypertext transfer protocol : \/\/www.usaa.com\/inet\/wc\/insurance-products ? akredirect=true ”, ” name ” : ” USAA ”, ” hideBanner ” : false, ” hideDescription ” : false, ” hideDetails ” : dependable, ” hideDisclaimer ” : faithlessly, ” hideTitle ” : true, ” deed ” : ” USAA ” }
USAA partners with Progressive to sell motorcycle insurance policies, offering military members and eligible kin members a 5 % rebate on motorbike policy. This deduction, combined with Progressive ‘s other deduction opportunities, can generate exceeding deals for eligible shoppers .
USAA besides receives fewer complaints than average, according to the NAIC Complaint Index, so you can count on the company to provide dependable avail when you get in an accident. Policyholders will have access to Progressive ‘s extensive list of addition coverages — an total fringe benefit for those who want to protect their motorbike beyond what standard coverages offer .

Best-rated Oklahoma motorcycle insurers

Allstate had the best customer service reputation of the insurers we looked at, while Dairyland had the worst. Dairyland received more than double the complaints than would be expected for its size, while Allstate received about one-third few .

Insurer

NAIC Complaint Index

AM Best rating

Allstate 0.63 A+
Dairyland 2.69 A+
Geico 1.32 A++
Progressive 0.77 A+
USAA 0.85 A++

Be mindful that the NAIC combines car and motorcycle policy complaint data into a single class for its Complaint Index. The scores you see reflect the party ‘s rates of complaints for both motorcycle and car insurance overhaul .
fiscal stability is besides a key factor in assessing an insurance company ‘s customer service reputation, since a financially fluid insurance company may not be able to pay out a title when you need them to. fortunately, all the insurers in our study received an A+ or A++ Financial Strength Rating from A.M. Best, meaning that they have a “ superscript ” ability to pay out claims .

Cheapest motorcycle insurance companies in Oklahoma

ValuePenguin ‘s analysis of motorbike indemnity quotes from across Oklahoma identified Progressive as the cheapest insurance company overall. By line, Dairyland had the highest rates, charging 41 % more than the Oklahoma state average .
A graph of the lowest motorcycle insurance rates in Oklahoma

Compare Motorcycle Insurance Quotes in North Dakota

presently insured ?

Insurer

Average annual rate

Progressive $557
Allstate $715
Geico $717
Average $767
Dairyland $1,078

Oklahoma motorcycle insurance cost by city

Insurers factor in your location when setting your policy rates, as your location significantly determines your gamble. high crime rates and traffic increase your likelihood of needing to make a comprehensive and collision claim .
Of the Oklahoma cities we looked at, Durant had the cheapest rates, at $ 638 per year, while Broken Arrow had the highest rates, at $ 898 per year .

City

Annual rate

Difference from statewide average

Ada $758 -1%
Altus $717 -6%
Ardmore $717 -6%
Bartlesville $764 0%
Bixby $839 9%

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Oklahoma motorcycle insurance requirements

Oklahoma law does not require motorbike riders to carry insurance. If they prefer to, they can make a deposit of $ 75,000 to the state Department of Public Safety or purchase a security attachment .
however, purchasing policy is often the more low-cost choice. The minimum coverages you must have on an Oklahoma indemnity are :

Coverage

Limits

Bodily injury liability coverage $25,000 per person, $50,000 per accident
Property damage liability insurance $25,000 per accident

ValuePenguin urges riders to get higher coverage than the country minimum. Purchasing collision and comprehensive coverage will protect your own vehicle in an accident, while increasing your indebtedness limits will help you better cope costs resulting from an accident where you ‘re at blame .

Methodology

ValuePenguin gathered motorbike insurance rate data from four major indemnity companies : Progressive, Allstate, Geico and Dairyland. Our sample rider is 45 years old and rides a 2021 Harley-Davidson Street Glide, which he protects with the keep up coverages :

  • Bodily injury liability: $100,000 per person/$300,000 per accident
  • Property damage liability: $50,000
  • Collision: Included/$500 deductible
  • Comprehensive: Included/$500 deductible
  • All other coverages: Not included unless legally required
source : https://shoppingandreview.com
Category : News
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