The Best Cheap Motorcycle Insurance in Pennsylvania

Pennsylvania requires riders to have motorcycle indemnity, but it does n’t have to be expensive. After collecting hundreds of quotes from across Pennsylvania, we found that the cheapest motorbike policy party, Progressive, charges an annual rate of $ 434 for coverage .

Compare Motorcycle Insurance Quotes in Pennsylvania

presently insured ? To help you find the motorbike indemnity company that matches your needs, we compared some of Pennsylvania ‘s best providers by checking their policies ‘ features and customer service reputations in addition to prices. Use the impregnable quote box above to start comparing quotes from companies near you, or read on for our analysis of the department of state ‘s other best motorcycle insurers .

Best motorcycle insurance for most people: Progressive

ProgressiveGet a Quote Progressive ‘s low prices and its range of coverage make it the best choice for motorcycle insurance in Pennsylvania. { “ bannerDisclaimers ” : [ ], ” buttonColor ” : ” primary ”, ” buttonIcon ” : ” lock ”, ” buttonText ” : ” Get a Quote ”, ” class ” : ” auto_insurance_companies ”, ” cloudinaryImageName ” : ” referral_logos\/us\/insurance\/progressive-2 ”, ” description ” : ” Progressive ‘s low prices and its roll of coverage make it the best choice for motorbike insurance in Pennsylvania. “, ” details ” : [ ], ” disavowal ” : ” ”, ” featuredTitle ” : ” ”, ” link ” : ” hypertext transfer protocol : \/\/insurance.mediaalpha.com\/zero-click.html ? cu=https : \/\/www.progressive.com\/auto\/ & carrier=Progressive ; TKzt2XWu22mNOdQNJ2a4RzoV6BRPpNDUopJCfh7rAsgYilC61MaFepVn5p1L6_mIOJTZIazfFd3kcRBYBf9NIndYo-7WqA ”, ” name ” : ” Progressive ”, ” hideBanner ” : false, ” hideDescription ” : delusive, ” hideDetails ” : dependable, ” hideDisclaimer ” : false, ” hideTitle ” : genuine, ” deed ” : ” Progressive ” }
The best motorcycle policy for most people in Pennsylvania is Progressive. While a standard policy from Progressive comes with substitution monetary value security and $ 3,000 of parts coverage, you can besides upgrade your coverage with the company ‘s many endorsements :

  • Roadside assistance
  • An additional $27,000 of accessories or custom parts coverage
  • Original equipment manufacturer protection
  • Total loss coverage (up to two years)
  • Carried contents protection

The average price of motorbike policy from Progressive is $ 434 per year, which is over 35 % cheaper than the typical monetary value in Pennsylvania. In this view, this company besides quoted the cheapest motorbike policy in the country. You might be able to reduce your premiums by taking advantage of Progressive ’ s discounts. You could besides see a lower price if you set up automatic rifle payments, have a motorbike license or simply trade insurers .
Progressive ‘s policyholders are broadly satisfied with their claims service. The charge index maintained by the National Association of Insurance Commissioners ( NAIC ) shows that Progressive receives about a third as many complaints as a similarly sized provider : While the median complaint index for the industry is 1.0, Progressive ‘s is 0.50 .

Best motorcycle insurance for touring: Rider

RiderGet a Quote rider is the best indemnity choice when it comes to riders in Pennsylvania who enjoy taking their motorcycle tour. { “ bannerDisclaimers ” : [ ], ” buttonColor ” : ” primary ”, ” buttonIcon ” : ” lock ”, ” buttonText ” : ” Get a Quote ”, ” class ” : ” auto_insurance_companies ”, ” cloudinaryImageName ” : ” referral_logos\/us\/insurance\/rider-1 ”, ” description ” : ” Rider is the best policy option when it comes to riders in Pennsylvania who enjoy taking their bicycle tour. “, ” details ” : [ ], ” disavowal ” : ” ”, ” featuredTitle ” : ” ”, ” link ” : ” hypertext transfer protocol : \/\/www.rider.com\/ ”, ” name ” : ” rider ”, ” hideBanner ” : false, ” hideDescription ” : false, ” hideDetails ” : truthful, ” hideDisclaimer ” : faithlessly, ” hideTitle ” : on-key, ” title ” : ” rider ” }
If you ‘re person in Pennsylvania who likes to take their bicycle tour, Rider may fit your needs for motorcycle insurance. An Assurance Plus Policy from Rider comes with accessories coverage, including extra security for your helmet, base hit dress and $ 600 for trip break. You can besides customize your coverage if you want to increase your protection for long trips using Rider ‘s convenient on-line interface or by contacting a representative .
If you qualify for any of the many discounts Rider offers, you could lower the price of your policy. You could see savings if you have safety or anti-theft equipment installed on your bicycle, or if you ‘re :

  • Over 26 with a clean driving record
  • A homeowner
  • Transferring from another provider
  • A renewing customer
  • In the military
  • A member of an eligible riding group
  • Claim free for at least 3 years
  • Someone with at least 3 years of riding experience

One downside of this provider is its below-average customer service ranking. Rider ‘s charge index is 1.62, which means that it receives about 62 % more complaints than the NAIC ‘s median. however, its offerings and affordability make this company placid worth considering .

Best for military families: USAA

USAAGet a Quote USAA partners with one of the best companies for coverage and offers a strong discount. { “ bannerDisclaimers ” : [ ], ” buttonColor ” : ” primary ”, ” buttonIcon ” : ” lock ”, ” buttonText ” : ” Get a Quote ”, ” category ” : ” auto_insurance_companies ”, ” cloudinaryImageName ” : ” referral_logos\/us\/insurance\/usaa-3 ”, ” description ” : ” USAA partners with one of the best companies for coverage and offers a impregnable discount rate. “, ” details ” : [ ], ” disclaimer ” : ” ”, ” featuredTitle ” : ” ”, ” link ” : ” hypertext transfer protocol : \/\/www.usaa.com\/inet\/wc\/insurance-products ? akredirect=true ”, ” list ” : ” USAA ”, ” hideBanner ” : false, ” hideDescription ” : false, ” hideDetails ” : true, ” hideDisclaimer ” : faithlessly, ” hideTitle ” : dependable, ” style ” : ” USAA ” }
only military members, veterans and some of their family members can get a policy through USAA, but the caller is one of the best options for low-cost, complete motorcycle coverage in Pennsylvania .
The ship’s company ‘s coverage goes through Progressive, with an extra 5 % discount rate. Progressive is already our top pick for most Pennsylvania riders, with robust coverage options, low rates and a wide crop of discounts .
In most cases, USAA customers will not be able to work with an agent. The ship’s company has only a few physical locations, and by and large operates on-line or over the phone .

The best reviewed motorcycle insurance companies in Pennsylvania

You should consider the quality of a company ‘s customer serve along with the price of coverage when shop for motorbike indemnity. It ‘s besides a good estimate to know the fiscal lastingness of all the companies you ‘re comparing. To help you find the best motorcycle insurance for your bicycle, we collected charge index scores from the NAIC and information about the fiscal force of each company .

insurance company

NAIC complaint index

AM Best FSR

Allstate 0.63 A+
Dairyland Insurance 2.69 A+
Geico 0.67 A++
Nationwide 0.61 A+
Progressive 0.50 A+
USAA 0.98 A++

Cheapest motorcycle insurance in Pennsylvania

In Pennsylvania, the cheapest motorcycle indemnity normally comes from Progressive, which offers coverage for a annual average cost of $ 434. This amount is 35 % cheaper than the mean cost in the state .
The average price of motorbike insurance in Pennsylvania is $ 672 per class, or $ 56 per month .
broadly, it ‘s less expensive to buy protective covering for a motorbike in Pennsylvania than in other parts of the state, as the typical cost of coverage in the United States is $ 702 .
A bar graph showing the average costs of motorcycle insurance in PA

Compare Pennsylvania Motorcycle Insurance Quotes

presently insured ?

Company

Average annual rate

Progressive $434
Nationwide $604
Allstate $751
GEICO $762
Dairyland $808

What are Pennsylvania’s motorcycle insurance laws?

All drivers in Pennsylvania must carry insurance. The country requires you to carry bodily injury and property protection. Unlike homeowners policy, motorcycle insurance covers the damage that you cause to person else. The following mesa communicates the compulsory motorcycle insurance limits for people in the Keystone State .

Coverage type

Required minimum insurance

Bodily injury liability $15,000 per person/$30,000 per accident
Property damage liability $5,000 per accident

While it ‘s important to meet your state ‘s minimum requirements, we besides recommend that you have enough policy to cover your total assets in the event of a loss. With this in mind, we gathered quotes for this survey by using a sample driver seeking more than minimal coverage .
In accession to its motorbike insurance laws, Pennsylvania besides requires that anyone drive or riding on a motorcycle to wear a helmet unless they are over 21 and have two or more years of riding experience. If you ‘ve been riding your motorcycle for less than two years, you can besides take an approve motorbike base hit course. Anyone riding in an insert cab does n’t have to wear a helmet, either .

Motorcycle insurance costs: city-by-city breakdown

To help you understand how motorcycle policy prices vary within Pennsylvania, we ‘ve displayed the average annual premiums from cities across the state. You can besides see how each city ‘s average cost compares to the statewide mean .

City

Annual rate

Difference from state average

Altoona $642 -4.42%
Beaver $621 -7.57%
Butler $593 -11.79%
Carlisle $630 -6.28%
Carnegie $717 6.77%
Chambersburg $638 -5.10%
Clarion $635 -5.44%
Cranberry $608 -9.46%
Easton $630 -6.28%
Erie $638 -5.10%
Fayette $602 -10.41%
Gettysburg $621 -7.57%

Show All Rows

Methodology

This represents one person ’ second have. Results may vary. We gathered 250 quotes for addresses across Pennsylvania. Our sample driver was a 45-year-old married homeowner who drove a 2021 Harley-Davidson FLHX Street Glide. The quotes we collected had these coverage limits :

  • Bodily injury liability coverage: $100,000 per person/$300,000 per accident
  • Property damage liability coverage: $50,000 per accident
  • Collision coverage: Included/$500 deductible
  • Comprehensive coverage: Included/$500 deductible
  • All other coverages: Not included

No variables affect the price of motorcycle policy a much as the measure of protection you elect to receive. however, the come of time you ‘ve spent ride and your driving history can play a character in how expensive your rates are .

reservoir : https://shoppingandreview.com
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