Cheap Car Insurance in Ohio – NerdWallet

car insurance is an important leverage, but finding cheap car policy in Ohio international relations and security network ’ metric ton always easy. That ’ s why it ’ south authoritative to compare rates from multiple insurers. The average monetary value of full coverage cable car policy in Ohio is $ 1,098 per year, or about $ 92 per month, according to NerdWallet ’ second psychoanalysis. minimum coverage in Ohio is $ 391 per year on average, but we found you can likely get a cheaper policy. For model, Erie offers the cheapest rates in Ohio at $ 216 per year, on modal, for minimum coverage cable car policy for a 35-year-old driver with a clean driving criminal record. Why you can trust NerdWallet : Our writers and editors follow rigid column guidelines to ensure fairness and accuracy in our write and data analyses. You can trust the prices we show you because our data analysts take rigorous measures to eliminate outliers and inaccuracies in pricing data, which include rates from every venue in the state where coverage is offered and data is available. When comparing rates for unlike coverage amounts, ages and backgrounds, we change only one varying at a time, so you can easily see how each component affects price.

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Cheapest car indemnity company overall in Ohio
Hastings Mutual	$ 54/month	not even rated .
Cheapest for minimal coverage
lake erie	$ 18/month	4.0 NerdWallet ‘s ratings are determined by our column team. The scoring formulas take into account multiple datum points for each fiscal intersection and military service . NerdWallet denounce
Cheapest for young drivers
Geico	$ 95/month	4.5 NerdWallet ‘s ratings are determined by our column team. The scoring formulas take into explanation multiple datum points for each fiscal intersection and military service . NerdWallet evaluation
Cheapest for drivers with poor credit
erie	$ 54/month	4.0 NerdWallet ‘s ratings are determined by our editorial team. The scoring formulas take into account multiple data points for each fiscal product and service . NerdWallet denounce

How we chose the cheapest companies in Ohio

NerdWallet ’ s editorial team analyzed car insurance rates from 19 car insurers in Ohio and found the five cheapest options for drivers in several age brackets and with different histories, all driving a 2019 Toyota Camry L. For minimum coverage, we looked at rates that reflect the minimum requirements in Ohio. For wax coverage, we used the below coverage limits :

• $ 100,000 bodily injury liability per person .
• $ 300,000 bodily wound indebtedness per accident .
• $ 50,000 property damage indebtedness per accident .
• $ 100,000 uninsured motorist coverage per person .
• $ 300,000 uninsured motorist coverage per accident .
• Collision coverage with a $ 1,000 deductible .
• comprehensive coverage with a $ 1,000 deductible .

Cheapest for 20-year-old drivers

Drivers in their 20s may have to get a lot of quotes to find the best cheap car insurance. Prices can be sky-high for younger 20-somethings, but tend to come down as drivers get more experience on the road. still, some companies routinely have better policy rates for youthful drivers, so it ‘s best to shop around to find them.

Cheapest full coverage car insurance in Ohio for 20-year-olds

Drivers in Ohio with blank drive records may want to consider the follow companies, which had the lowest average rates :

1. Geico : $ 1,146 per class, or about $ 96 per calendar month .
2. central insurance : $ 1,390 per year, or about $ 116 per month .
3. lake erie : $ 1,408 per year, or about $ 117 per calendar month .
4. Hastings Mutual : $ 1,478 per class, or about $ 123 per month .
5. american Family : $ 1,544 per year, or about $ 129 per calendar month .

Cheapest minimum coverage car insurance in Ohio for 20-year-olds

Drivers in Ohio who want just the department of state minimal coverage may want to check with these companies, which had the lowest average rates :

1. lake erie : $ 432 per year, or about $ 36 per month .
2. Geico : $ 439 per year, or about $ 37 per month .
3. central policy : $ 533 per class, or about $ 44 per calendar month .
4. state farm : $ 582 per year, or about $ 48 per calendar month .
5. Westfield : $ 663 per class, or about $ 55 per calendar month .

Cheapest auto insurance in Ohio for 20-year-olds with poor credit

Drivers with poor credit in Ohio should look at the following insurers with the lowest average rates for minimal coverage :

1. erie : $ 432 per class, or about $ 36 per calendar month .
2. Geico : $ 652 per year, or about $ 54 per calendar month .
3. central policy : $ 955 per year, or about $ 80 per month .
4. Allstate : $ 986 per class, or about $ 82 per calendar month .
5. embrace : $ 1,078 per year, or about $ 90 per month .

Cheapest auto insurance in Ohio for 20-year-old drivers with one at-fault crash

For drivers with a late accident in Ohio, here are the companies with the lowest average rates for minimal coverage :

1. erie : $ 556 per year, or about $ 46 per calendar month .
2. Geico : $ 633 per year, or about $ 53 per month .
3. state farm : $ 762 per class, or about $ 64 per month .
4. american Family : $ 764 per year, or about $ 64 per month .
5. Westfield : $ 842 per year, or about $ 70 per calendar month .

Cheapest auto insurance in Ohio for 20-year-old drivers after a DUI

The cheapest car insurance we found after a DUI is shown here, alongside the insurers ‘ average rates for minimum coverage .

1. erie : $ 624 per class, or about $ 52 per calendar month .
2. Geico : $ 753 per class, or about $ 63 per month .
3. american Family : $ 764 per year, or about $ 64 per calendar month .
4. state farm : $ 910 per year, or about $ 76 per calendar month .
5. Allstate : $ 951 per year, or about $ 79 per calendar month .

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Cheapest for 30-year-old drivers

By the prison term they reach their 30s, most drivers will enjoy cheaper cable car indemnity rates than in their teens and 20s. hush, factors like a person ’ randomness force phonograph record and car lay down and model can increase prices. Drivers in their 30s can get lower rates by shopping approximately and taking advantage of any car insurance discounts.

Cheapest full coverage car insurance in Ohio for 30-year-olds

Drivers in Ohio with clean driving records may get the lowest rates from these companies :

1. Hastings Mutual : $ 678 per class, or about $ 56 per month .
2. Geico : $ 693 per year, or about $ 58 per month .
3. lake erie : $ 750 per class, or about $ 62 per calendar month .
4. submit farm : $ 838 per year, or about $ 70 per month .
5. Auto-Owners : $ 903 per year, or about $ 75 per calendar month .

Cheapest minimum coverage car insurance in Ohio for 30-year-olds

Drivers in Ohio who want their country ‘s minimum coverage can check with the following companies, which had the lowest median rates :

1. erie : $ 222 per year, or about $ 18 per calendar month .
2. state of matter farm : $ 254 per year, or about $ 21 per month .
3. Geico : $ 262 per class, or about $ 22 per calendar month .
4. Auto-Owners : $ 271 per year, or about $ 23 per month .
5. Hastings Mutual : $ 312 per class, or about $ 26 per month .

Cheapest auto insurance in Ohio for 30-year-olds with poor credit

Drivers with poor credit in Ohio should consider the following companies with the lowest average rates for wax coverage :

1. erie : $ 750 per year, or about $ 62 per calendar month .
2. embrace : $ 1,034 per year, or about $ 86 per month .
3. Hastings Mutual : $ 1,040 per class, or about $ 87 per month .
4. Geico : $ 1,054 per year, or about $ 88 per month .
5. american english Family : $ 1,728 per year, or about $ 144 per calendar month .

Cheapest auto insurance in Ohio for 30-year-old drivers with one at-fault crash

For drivers in Ohio with a late accident, hera are the lowest average rate options for full moon coverage :

1. erie : $ 953 per year, or about $ 79 per month .
2. american Family : $ 1,033 per year, or about $ 86 per calendar month .
3. Hastings Mutual : $ 1,047 per year, or about $ 87 per calendar month .
4. submit farm : $ 1,073 per year, or about $ 89 per calendar month .
5. Geico : $ 1,087 per year, or about $ 91 per calendar month .

Cheapest auto insurance in Ohio for 30-year-old drivers after a DUI

For the cheapest car insurance after a DUI, we found the succeed options for wide coverage .

1. american Family : $ 1,033 per year, or about $ 86 per month .
2. erie : $ 1,128 per class, or about $ 94 per calendar month .
3. country farm : $ 1,240 per year, or about $ 103 per calendar month .
4. Geico : $ 1,265 per year, or about $ 105 per calendar month .
5. progressive : $ 1,411 per year, or about $ 118 per calendar month .

Cheapest for 40-year-old drivers

Drivers in their 40s tend to have better policy rates than their younger counterparts on average, but still pay more than older senesce groups. Shopping around for brassy car insurance quotes with multiple insurers is the best way to find lower rates. good drivers who don ’ thyroxine experience behind the wheel frequently might want to consider pay-per-mile insurance, which charges drivers by how many miles they drive.

Cheapest full coverage car insurance in Ohio for 40-year-olds

Drivers in Ohio with clean driving records may want to think about the follow companies, which had the lowest average rates :

1. Hastings Mutual : $ 589 per class, or about $ 49 per month .
2. Geico : $ 673 per year, or about $ 56 per month .
3. lake erie : $ 716 per year, or about $ 60 per month .
4. state of matter farm : $ 817 per year, or about $ 68 per calendar month .
5. central policy : $ 869 per year, or about $ 72 per month .

Cheapest minimum coverage car insurance in Ohio for 40-year-olds

Drivers in Ohio who want merely the minimal coverage may want to check prices from these companies, which had the lowest average rates :

1. erie : $ 211 per class, or about $ 18 per calendar month .
2. state farm : $ 256 per class, or about $ 21 per month .
3. Geico : $ 257 per class, or about $ 21 per month .
4. Hastings Mutual : $ 266 per year, or about $ 22 per month .
5. Auto-Owners : $ 278 per year, or about $ 23 per calendar month .

Cheapest auto insurance in Ohio for 40-year-olds with poor credit

Drivers with poor people credit in Ohio can check out the following insurers with the lowest average rates for full coverage :

1. erie : $ 716 per year, or about $ 60 per calendar month .
2. Hastings Mutual : $ 896 per year, or about $ 75 per month .
3. Geico : $ 1,022 per year, or about $ 85 per calendar month .
4. embrace : $ 1,034 per year, or about $ 86 per calendar month .
5. american Family : $ 1,579 per class, or about $ 132 per calendar month .

Cheapest auto insurance in Ohio for 40-year-old drivers with one at-fault crash

For drivers with a late accident live in Ohio, here are the companies with the lowest average rates for full coverage :

1. erie : $ 907 per class, or about $ 76 per calendar month .
2. Hastings Mutual : $ 942 per class, or about $ 78 per month .
3. american Family : $ 947 per year, or about $ 79 per calendar month .
4. submit farm : $ 1,049 per year, or about $ 87 per month .
5. Geico : $ 1,052 per year, or about $ 88 per calendar month .

Cheapest auto insurance in Ohio for 40-year-old drivers after a DUI

The cheapest full coverage car indemnity we found for drivers with a DUI came from the following companies .

1. american Family : $ 947 per year, or about $ 79 per calendar month .
2. erie : $ 1,074 per year, or about $ 90 per month .
3. submit farm : $ 1,212 per year, or about $ 101 per calendar month .
4. Geico : $ 1,244 per year, or about $ 104 per calendar month .
5. progressive : $ 1,303 per year, or about $ 109 per month .

Cheapest for 50-year-old drivers

Drivers in their 50s have cheaper car policy rates than most other age groups on average. Prices will continue to drop as they inch toward their 60s and gain more drive have. Rates can even vary depending on other factors such as a driver ’ sulfur sex and localization, so it ’ south fresh to shop around to find the best rate. Our list of cheap car indemnity companies is a good position to start.

Cheapest full coverage car insurance in Ohio for 50-year-olds

Drivers in Ohio with clean drive records may want to get quotes from these insurers, which had the lowest average rates :

1. Hastings Mutual : $ 510 per class, or about $ 42 per month .
2. Geico : $ 649 per year, or about $ 54 per month .
3. erie : $ 703 per class, or about $ 59 per calendar month .
4. state of matter grow : $ 798 per year, or about $ 66 per calendar month .
5. Auto-Owners : $ 841 per year, or about $ 70 per calendar month .

Cheapest minimum coverage car insurance in Ohio for 50-year-olds

Drivers in Ohio who opt for the submit minimum coverage may want to consider the stick to companies, with the lowest average rates :

1. lake erie : $ 207 per year, or about $ 17 per calendar month .
2. Hastings Mutual : $ 225 per year, or about $ 19 per calendar month .
3. Geico : $ 252 per class, or about $ 21 per month .
4. state grow : $ 254 per class, or about $ 21 per calendar month .
5. Auto-Owners : $ 260 per year, or about $ 22 per month .

Cheapest auto insurance in Ohio for 50-year-olds with poor credit

Drivers with poor credit in Ohio can check with the following companies, which showed the lowest average rates for full coverage :

1. erie : $ 703 per class, or about $ 59 per month .
2. Hastings Mutual : $ 771 per year, or about $ 64 per month .
3. embrace : $ 943 per class, or about $ 79 per calendar month .
4. Geico : $ 985 per year, or about $ 82 per calendar month .
5. american Family : $ 1,459 per class, or about $ 122 per month .

Cheapest auto insurance in Ohio for 50-year-old drivers with one at-fault crash

For drivers living in Ohio with a late accident, here are the insurers with the lowest average full coverage rates :

1. Hastings Mutual : $ 849 per year, or about $ 71 per month .
2. american Family : $ 877 per year, or about $ 73 per month .
3. erie : $ 889 per year, or about $ 74 per calendar month .
4. Geico : $ 1,002 per year, or about $ 84 per calendar month .
5. country farm : $ 1,024 per year, or about $ 85 per calendar month .

Cheapest auto insurance in Ohio for 50-year-old drivers after a DUI

The cheapest car policy we found for drivers with a recent DUI comes from the following companies, listed with rates for entire coverage .

1. american Family : $ 877 per year, or about $ 73 per month .
2. lake erie : $ 1,053 per year, or about $ 88 per calendar month .
3. state grow : $ 1,188 per year, or about $ 99 per calendar month .
4. progressive : $ 1,196 per year, or about $ 100 per month .
5. Geico : $ 1,246 per year, or about $ 104 per month .

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easily compare personalized rates to see how much switch over car insurance could save you.

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Cheapest for 60-year-old drivers

Although 60-year-olds have cheaper car insurance rates than many other old age groups on average, prices will start increasing as they get older. To find brassy car indemnity for seniors, drivers in their 60s should make surely to shop around to find the best rate. Drivers in this historic period group should besides take advantage of any available discounts for senior citizens.

Cheapest full coverage car insurance in Ohio for 60-year-olds

Drivers in Ohio with blank drive records may want to think about getting quotes from these companies, which had the lowest average rates :

1. Hastings Mutual : $ 515 per year, or about $ 43 per calendar month .
2. Geico : $ 630 per year, or about $ 52 per month .
3. erie : $ 685 per year, or about $ 57 per calendar month .
4. state farm : $ 753 per class, or about $ 63 per month .
5. Auto-Owners : $ 813 per year, or about $ 68 per calendar month .

Cheapest minimum coverage car insurance in Ohio for 60-year-olds

Drivers in Ohio who want just the express minimum coverage may want to check with these insurers, which had the lowest average rates :

1. lake erie : $ 201 per year, or about $ 17 per calendar month .
2. Hastings Mutual : $ 228 per year, or about $ 19 per calendar month .
3. state farm : $ 240 per class, or about $ 20 per month .
4. Frankenmuth : $ 248 per year, or about $ 21 per calendar month .
5. Geico : $ 250 per year, or about $ 21 per calendar month .

Cheapest auto insurance in Ohio for 60-year-olds with poor credit

Drivers with poor people recognition in Ohio can look at the following companies with the lowest average rates for full coverage :

1. erie : $ 685 per year, or about $ 57 per calendar month .
2. Hastings Mutual : $ 779 per year, or about $ 65 per calendar month .
3. embrace : $ 923 per year, or about $ 77 per calendar month .
4. Geico : $ 956 per year, or about $ 80 per calendar month .
5. american Family : $ 1,441 per year, or about $ 120 per month .

Cheapest auto insurance in Ohio for 60-year-old drivers with one at-fault crash

For drivers with a late accident populate in Ohio, here are the companies with the lowest average rates for full coverage :

1. Hastings Mutual : $ 856 per year, or about $ 71 per calendar month .
2. american Family : $ 864 per year, or about $ 72 per month .
3. erie : $ 875 per year, or about $ 73 per month .
4. state grow : $ 968 per year, or about $ 81 per calendar month .
5. Geico : $ 983 per year, or about $ 82 per calendar month .

Cheapest auto insurance in Ohio for 60-year-old drivers after a DUI

The cheapest car policy we found after a DUI came from the following companies, shown with their average rates for full coverage .

1. american Family : $ 864 per year, or about $ 72 per month .
2. erie : $ 1,042 per year, or about $ 87 per calendar month .
3. country farm : $ 1,122 per year, or about $ 94 per calendar month .
4. progressive : $ 1,153 per year, or about $ 96 per calendar month .
5. Geico : $ 1,244 per year, or about $ 104 per calendar month .

Cheapest car insurance for military families

If you ‘re an active penis of the military or a seasoned — or have an immediate family member who is — chances are you ‘ll get a relatively cheap pace with USAA, a party that is n’t available to the general populace. Because of that restriction, USAA is n’t ranked with the others, but it was the cheapest car indemnity choice for 4 of the 24 driver profiles we examined.

Minimum required auto insurance in Ohio

Ohio car insurance policies must include liability coverage, which covers others ’ property price or wound discussion if you ’ re creditworthy for a crash. The minimal indebtedness limits you must purchase are :

• $ 25,000 bodily injury liability per person .
• $ 50,000 bodily injury indebtedness per accident .
• $ 25,000 property damage liability per accident .

indebtedness car policy covers the cost of any damage, injuries or deaths you cause in a car accident, up to your policy ’ south predefined limits. A serious crash could cause damage that well surpasses these indemnity amounts. To avoid having to pay accident bills out of your own pouch, consider buying more than the bare minimum. You may besides want coarse optional coverages such as collision, comprehensive and uninsured motorist protection. For more help planning your Ohio car policy, visit NerdWallet ’ s template to car insurance requirements by state of matter.

Alternative car insurance in Ohio

Drivers who can ’ t get car policy on Ohio ’ s volunteer market because of a checked drive record, poor credit or other factors can apply for coverage through the Ohio Automobile Insurance Plan. Or, you could forgo indemnity wholly, if you can prove your fiscal province to the state. Your options as an individual are :

• Make a $ 30,000 depository with the state treasury in money or bonds.

  Read more: Wilder Institute/Calgary Zoo | Calgary’s Top Tourist Attraction

• If you and another person own property with equity of at least $ 60,000, you can purchase a bond from the Bureau of Motor Vehicles in the sum of $ 30,000 .

For more aid scoring brassy car indemnity in Ohio, try NerdWallet ’ randomness car policy comparison tool .

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