car accidents happen every single day. Consider this, according to the National Highway Traffic Safety Administration ( NHTSA ) ; there were 4,548,000 non-injury car accidents in the United States. together, these damage-only accidents price more than $ 70 billion in damages and policy settlements .
indeed, cable car accidents are a large deal, careless of whether they caused a major wound, minor injury, or no injury at all .
If your car accident resulted in damages of any kind—whether you suffered an injury or not—seeking the legal advice of a personal injury lawyer or car accident lawyer can help you get the most compensation for your claim.
In most instances, non-injury car accidents are resolved with a liquidation, but if the insurance company tries to offer you a lot less than you need, you may consider taking your case to court .
In this article, I ‘ll cover what you need to know about non-injury cable car accidents and share my advice on seeking fair compensation for your losses and damages .
Understanding No-Injury Car Accidents, Lawsuits, and Insurance Claims
If you are one of the lucky ones who walked away from a car accident unscathed, you may still be wondering about your options for recompense to cover other damages .
In most car accident cases, the victim is responsible for filing a claim with the policy company to begin the action of recovering recompense for resulting damages and losses .
Claims can include compensation for property damage, aesculapian bills, lost wages, trouble and suffering, and more. If you were not injured in the accident, bodily injury-related damages would not be available to you .
The criteria for a personal injury lawsuit are :
- You were involved in a crash that was caused by someone else’s negligence
- You suffered injuries as a result of the accident
- Your injuries resulted in significant economic damages
If your site does not involve all three of these criteria, you may not be able to pursue damages for a personal injury lawsuit. however, you are inactive entitled to seek legal action and compensation for a non-injury car accident claim .
Settlement or Lawsuit?
car accidents that result in bodily injury are much resolved in a settlement with the indemnity company, but this is not constantly the case .
If a colonization agreement is not reached or the terms are unsatisfactory to either party, a car accident call can be escalated to a lawsuit. This type of carry through may be necessity if there was meaning price done to your vehicle or if the other driver attempts to deny that it was their negligence that resulted in the car crash .
Though you suffered no injuries and therefore have no medical bills and or injuries needing medical attention, there ‘s still a good casual you have some property damage on your hands. even something as apparently innocent as a fender carouse can cause hard damage—damage that person needs to pay for .
And if you were on the receiving end of this wrong, you may inactive be able to file a property damage claim with the at-fault motorist ‘s policy company .
Seeking Compensation After a Car Accident with No Injuries
In Louisiana, you can recover non-injury damages from a car accident .
If the at-fault driver ‘s negligence caused the accident, then they may be liable and held creditworthy for compensating you for any damages you suffered from the consequence .
What Non-Injury Damages Can You Recover?
In the case of a non-injury car accident, you may be able to recover damages, including :
- Property damages—Financial compensation to pay for repairs to your vehicle and damaged personal items.
- Emotional pain and suffering—Emotional health consequences from the car accident.
- Lost wages—If you can no longer work, you may be eligible for compensation for lost wages or reduced earning capacity.
The damages you may recover depend on your particular case. Every car accident is singular, and the type and badness of the damages sustained will be used to determine what kind of compensation you ‘re entitled to. A car accident lawyer can help you figure out your options .
Fault Versus No-Fault Considerations
Your ability to pursue compensation is determined in character by the state you live in .
The laws and regulations of the state you live in will determine how you should approach the insurance claims process. When it comes to cable car accident claims and settlements, there are two types of states : fault and no-fault.
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Most states in the area operate on a fault-based indemnity arrangement. This means you should take legal action immediately against the negligent driver ‘s insurance company.
Louisiana is a fault state, and the codified of limitations is one class. That means you have up to one class to file a call with the at-fault driver ‘s policy party to seek recompense for your losses .
In no-fault states, such as Florida, Pennsylvania, and ten others, you ca n’t file a personal injury call or bodily injury claim against the driver who was responsible for the car accident .
rather, you must file with your own insurance company using a type of indemnity policy called personal injury security ( PIP ). That said, if you have damages that exceed the insurance coverage limits of what PIP provides, you may be able to sue the at-fault driver for more serious damages or injuries .
If you are trying to seek compensation from a driver who is either uninsured or under-insured, you may need to explore other options to get the money you need to recover your damages. In some cases, the best option is to seek compensation from the driver or their insurance company in a lawsuit. A car accident lawyer can help you get the compensation you need .
A Car Accident Attorney Can Help You with Your Non-Injury Claim
Most non-injury car accident victims recover compensation through the policy claims march in the form of a colonization .
even if you did not suffer any apparent injuries, a personal injury lawyer can help with your non-injury claim in a few authoritative ways .
At Bruscato Law offices, we offer a free case evaluation to all car accident victims in the Monroe, Louisiana area. If you need aid dealing with the at-fault party ‘s insurance company or exploring your rights to seek carnival compensation, contact our agency nowadays .
We Will Prove Fault and Seek Maximum Compensation
We understand the car accident legal process inside and out. And for you to seek fairly compensation for your damages, you must prove liability. Bruscato can help you prove liability in your car accident claim ( including wound and non-injury damages ) and visualize out the best possible path forward that allows you to recover maximum compensation .
To prove your case, we ‘ll work together to collect the postdate pieces of documentation ( including, but not specify to ) :
- Police reports
- Medical bills and medical records
- Photos of the crash site
- Photos of property damage
- Out-of-pocket expense receipts
- Receipts associated with damages and repairs
These pieces of information will be used as tell to help build your case and come up with a fair amount of money to push for you in your cable car accident claim .
We’ll Handle the Insurance Company
Negotiating with the insurance provider is a crucial part in securing a golden settlement. During the claims process, you ‘ll need to work with the indemnity company ‘s claims adjuster and show them concrete testify of your losses. The insurance company will either offer to cover your cable car repair costs, cover the cost to replace your vehicle, or offer you much less than you need .
Suppose you are n’t comfortable or confident in negotiating with indemnity adjusters to reach an ideal result. In that case, Bruscato is fix to negotiate on your behalf and fight for the compensation you deserve .
last, if you can not resolve your claim with the indemnity company, you will credibly need to file a lawsuit. litigation can be expensive, time-consuming, and nerve-racking. besides, you will likely have to give a deposit. Going to test is not likely, but if you do need to file a lawsuit, an experience car accident lawyer can help you through the process .
Speak to a Non-Injury Car Accident Lawyer in Monroe, LA Today
even if you do n’t notice any physical symptoms from your car accident, I recommend waiting several weeks before finalizing your colonization details. In some cases, the onset of injury symptoms is delayed—especially in traumatic brain injuries ( TBI ), soft weave price, or herniated disk injuries.
Whether you decide to handle the car accident claim by yourself, with a repair shop class, or with a car accident lawyer, you will need to go through the structure colony process to seek compensation for your property damage claim .
Bruscato Law firm specializes in personal wound cases, cable car accident cases, wrongful death cases, workers ‘ recompense cases, and more .
Call Bruscato nowadays at 318-855-1613 to schedule a free consultation to discuss your non-injury car accident title .
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